Author Archives: Income Surfer


IMG_1580Eight days was not enough. It was great to get away and head to that high desert beside the front range known as Denver. My Colorado friends laughed and told me I must have brought the rain with me, because they “never have a whole week of rain.” It rained 5 of my 8 days in Colorado. The landscape was very green for this time of years, and we saw plenty of snow up on the mountains. No matter. With high temperatures in the 90s back in Florida, I was happy to soak in some highs in the 50s……even if they came with intermittent rain.

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Still Working on Patience


I always strive to have more of it. Those who remember me from my childhood may be shocked that I developed any patience. As a child I was diagnosed with ADHD and was a complete disaster in elementary school. Not only couldn’t I sit still or focus, but I couldn’t help but annoy my classmates. Oh, and my teachers. God bless them and their patience. To make matters worse, I always got really good grades… I didn’t see much need to sit in class and listen to my teachers. Continue reading

Silly Sellers and the Buyers They Lose

(Cue the Britney Spears music). Yep, we did it again. We terminated the contract on the house we were buying. You may remember that last spring we also walked away from the contract to purchase a home, but that time it wasn’t the sellers that were the problem……it was their attorney. Yes the attorney worked for the sellers, but I never could convince them of that. (Click HERE if you want to read that little tale.) We’ve been looking, and will continue to look for a house, but we are pretty damn particular. For one, housing prices have run up tremendously in our part of Florida. Second, we’ve identified our ideal neighborhood…..but not wanting an enormous house with a pool…..leaves a relatively small number of potential homes. Three, we don’t want to saddle ourselves with debt…..and thereby lose what Flexible Independence we enjoy. Speaking of which, I am publishing today from Denver’s Startup Week. This morning’s panel on “What’s New in Tech”, still has my head spinning. AR/VR, Robotics, AI/ML, and Blockchain was all covered…..and the discussion made me realize that predicting the long term implications of these technologies is really tough. (Sigh) Continue reading